What to Bring for Financing

1. Your Driver's License

When you're filling out the paperwork for your vehicle purchase or lease, you'll need your driver's license on hand to ensure proper identification. If you've recently taken a vehicle for a test drive at our dealership, then there's always a chance that we may already have your license on file. However, it's best to bring along your ID so that we can help ensure the fast processing of your paperwork.

2. Your Social Security Number

If you don't have it memorized, then be sure to bring along your social security card with you. Even if you're buying a car outright -- with no need for financing -- the dealer will still need your Social Security number for tax purposes. Nearly all financial transactions valued at $10,000 or greater are required to be reported to the IRS.

3. Proof of Car Insurance

You can't buy a vehicle without this key piece of paper. There are laws in all 50 states requiring motorists to have some kind of insurance because it protects everyone out on the roads should something go wrong while driving.

4. Your Wallet

You'll have to pay for your next car somehow, so you'll want to bring along your wallet and at least one form of payment. There are several payment options these days -- so whether that's through financing, cash, credit card or cashier's check -- it makes sense to figure out the best way to pay for your new ride ahead of time. When leasing, you'll typically be required to provide a down payment on the vehicle, and car buyers who finance often do the same, as well.

5. Proof of Employment, Residence and Salary

Depending on your credit score, you may need to bring additional documentation with you so that we can verify your financial situation.

6. Some Time to Fill Out All Paperwork

If you'll be applying for financing, the paperwork can take some time. Even if you're paying cash or leasing, you might as well block out a good amount of time to complete the process here at our Sarasota, FL, area dealership.

For trading in your old car you'll need:

7. A Trade-In Appraisal

You'll typically have your vehicle appraisal performed at the dealership that you're trading it in to, but you can get an online trade-in estimate first through our dealership website right now.

8. Your Old Car's Title

When you decide to trade in your current car for a new one, you'll have to hand over the vehicle title since you're releasing ownership of the vehicle.